Private Banking

Private Banking Loans

We meet the higher expectations of our private banking clients with a commitment to exceptional service. We provide complete credit, depository and Treasury Management solutions to business owners, executives and professional service companies.

Our flat organizational structure, coupled with local decision making, allow us to respond quickly to client requests.
Our loan products include:

  • Individuals
    • First Mortgage Loans
    • Bridge Loans
    • Construction Loans
    • Unsecured Lines
    • Home Equity Lines
    • Letters of Credit
    • Stock Option Loans
  • Professional Service Firms
    • Working Capital Lines of Credit
    • Equipment Financing
    • Letters of Credit
    • Equity Buy-In Loans

Private Banking Checking

Tradition Capital offers three choices for personal checking accounts.

The Tradition

Our premier checking account, complete with relationship banking at its best. With a $10,000 average daily balance, it rewards you with a high interest rate, concierge-style service and a variety of additional checking services.

A minimum balance of $100 is required to open this account. A maintenance fee of $10 per statement cycle will apply if the average daily balance for the statement cycle drops below $10,000.

The Legends

Our standard checking account, The Legends is an interest-bearing account that requires a $2,500 average daily balance. It includes complimentary consumer online banking, a debit/ATM card and bill pay. A minimum balance of $100 is required to open this account. A maintenance fee of $10 per statement cycle will apply if the average daily balance for the statement cycle drops below $2,500.

First Tee

A free, non-interest bearing checking account that requires no minimum balance and has no maintenance fee. A $100 minimum balance is required to open this account. It also includes a complimentary debit/ATM card and consumer online banking.

Health Savings Accounts

HSAs are tax-favored savings arrangements for individuals covered by high-deductible health plans. [learn more]

Private Banking Savings

Our Private Banking Savings products include:

  • Individuals
  • Cash Management Account
  • Money Market Savings Account
  • Certificates of Deposit
  • ATM and Debit Cards
  • Professional Service Firms
  • Institutional Money Market Accounts
  • Certificates of Deposit
  • Client Trust Accounts
  • IOLTAs

Tradition Capital Bank offers excellent deposit account services and develops financial strategies to meet your individual goals and requirements. All accounts are reviewed regularly to ensure they reflect your changing needs.

The Heritage

A tiered money market account with features that include complimentary consumer online banking and more. There is a maximum of six withdrawals per month. A minimum of $100 is required to open this account.

Club Savings

A personal money market account that includes complimentary online banking. There is a maximum of six withdrawals per month. A minimum balance of $100 is required to open this account.

Academy Savings

A higher-interest account with tiered rates designed to help manage young children’s assets. This account is designated for customers under the age of 18 and will convert to a Club Savings account on the holder’s 18th birthday. The child’s guardian is required to have a main checking account with Tradition Capital Bank that includes payroll direct deposit. A minimum balance of $100 is required to open this account, with a maximum of six withdrawals per month. Limit one account per Tax ID number.

Certificates of Deposit

CDs are available for three months to three years. Rates are fixed and penalties for early withdrawal may be incurred. A minimum balance of $100 is required to open this account.

Individual Retirement Accounts

IRAs are also available through Tradition Capital Bank.

 

Notice of Expiration of the Temporary Full FDIC Insurance Coverage for Noninterest-Bearing Transaction ​Accounts

By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.
 
For more information about FDIC insurance coverage of noninterest-bearing transaction accounts, visit http://www.fdic.gov/deposit/deposits/unlimited/expiration.html