Private Banking

Private Banking Loans

We meet the higher expectations of our private banking clients with a commitment to exceptional service. We provide complete credit, depository and Treasury Management solutions to business owners, executives and professional service companies.

Our flat organizational structure, coupled with local decision making, allow us to respond quickly to client requests.
Our loan products include:

  • Individuals
    • First Mortgage Loans
    • Bridge Loans
    • Construction Loans
    • Unsecured Lines
    • Home Equity Lines
    • Letters of Credit
    • Stock Option Loans
  • Professional Service Firms
    • Working Capital Lines of Credit
    • Equipment Financing
    • Letters of Credit
    • Equity Buy-In Loans

Private Banking Checking

Tradition Capital offers three choices for personal checking accounts.

Tradition Checking

Our premier checking account, complete with relationship banking at its best. This account rewards you with a high interest rate, concierge-style service and a variety of additional checking services.

A minimum balance of $100 is required to open this account. A maintenance fee of $10 per statement cycle will apply if the average daily balance for the statement cycle drops below $10,000.

Legends Checking

Our standard checking account, The Legends is an interest-bearing account which includes complimentary consumer online banking, a debit/ATM card and bill pay.

A minimum balance of $100 is required to open this account. A maintenance fee of $10 per statement cycle will apply if the average daily balance for the statement cycle drops below $2,500.

First Tee Checking

A free, non-interest bearing checking account that requires no minimum balance and has no maintenance fee. A $100 minimum balance is required to open this account. It also includes a complimentary debit/ATM card and consumer online banking.

Health Savings Accounts

HSAs are tax-favored savings arrangements for individuals covered by high-deductible health plans. [learn more]

Private Banking Savings

Our Private Banking Savings products include:

  • Individuals
  • Cash Management Account
  • Money Market Savings Account
  • Certificates of Deposit
  • ATM and Debit Cards
  • Professional Service Firms
  • Institutional Money Market Accounts
  • Certificates of Deposit
  • Client Trust Accounts
  • IOLTAs

Tradition Capital Bank offers excellent deposit account services and develops financial strategies to meet your individual goals and requirements. All accounts are reviewed regularly to ensure they reflect your changing needs.

The Reserve

A tiered money market account with features that include complimentary consumer online banking and more. A minimum of $100 is required to open this account.

Academy Savings

A higher-interest account with tiered rates designed to help manage young children’s assets. This account is designated for customers under the age of 18 and will convert to a Heritage money market account on the holder’s 18th birthday. The child’s guardian is required to have a main checking account with Tradition Capital Bank that includes payroll direct deposit. A minimum balance of $100 is required to open this account. Limit one account per Tax ID number.

Certificates of Deposit

CDs are available for three months to three years. Rates are fixed and penalties for early withdrawal may be incurred. A minimum balance of $100 is required to open this account.

Individual Retirement Accounts

IRAs are also available through Tradition Capital Bank.