Credit Bureau Opt-Out

Credit Bureau Opt-Out
The Fair Credit Reporting Act (FCRA) provides consumers the opportunity to "opt out," which prevents the four major credit bureaus (TransUnion, Experian, Equifax and Innovis) from providing information about you to companies for the purpose of providing you with pre-approved offers of credit or insurance.

If you do not want to receive such offers, you may opt out by visiting www.optoutprescreen.com. You will have the option of opting out for five years, permanently, or the option to opt back in again.
 
You will be informed that it can take up to five business days to become effective. You will also be warned that companies may have already received your information and have mailed their offer, and it may take several months to stop receiving these types of offers.