Business Banking

Business Loans

No matter what industry your business is in, or what growth trajectory you are planning, our team of financial experts will work together to provide custom solutions while keeping an eye to the future needs of your business.

  • Commercial Loans
    • Working Capital Lines of Credit
    • Equipment Financing
    • Business Acquisition Financing
    • SBA Financing
    • Letters of Credit
  • Real Estate and Construction
    • Commercial Real Estate Financing
    • Investment
      • Owner-occupied
      • Land Development Financing
    • Construction Financing
      • Lot
      • Builder
      • Model/Spec/Presold
    • SBA 504 Financing

Business Checking

We offer customized business checking accounts to meet the diverse needs of our clients.

We specialize in sole proprietorships, small and medium-sized businesses and nonprofits.

The Champions

Designed to accommodate small to medium-sized clients, this account offers unlimited check writing and unlimited deposits, with service charges offset by collected balances. It includes a complimentary business debit card. A minimum balance of $100 is required to open this account.

The Executive

This account was created exclusively for small businesses with 50 transactions or less per month. If there are more than 50 transactions per month (i.e., checks, deposits, deposited items and ACH transactions), a fee of $0.25 per item will be charged. A complimentary business debit card and business online banking are included. A minimum balance of $100 is required to open this account.

The Spirit

A unique nonprofit interest-bearing checking account with a tiered rate, this account includes a complimentary business debit card and business online banking.

Health Savings Accounts

HSAs are tax-favored savings arrangements for individuals covered by high-deductible health plans. [learn more]

Business Savings

Speak with your Tradition Capital Bank representative to find out which account will fit the unique financial needs of your business.

The Fairway

This money market account requires no minimum balance and pays a tiered rate that will maximize the interest earned on any excess cash. An unlimited number of deposits are allowed each month, but withdrawals are limited to six per month. A minimum balance of $100 is required to open this account.

Notice of Expiration of the Temporary Full FDIC Insurance Coverage for Noninterest-Bearing Transaction ​Accounts

By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.
 
For more information about FDIC insurance coverage of noninterest-bearing transaction accounts, visit http://www.fdic.gov/deposit/deposits/unlimited/expiration.html